AI-powered personal finance
OOO ,MITNAS is your intelligent financial assistant — always available, always working to make your financial life clearer, simpler, and stronger.
No credit card required · Questions? yona@santim.space
Automatically categorize and track every transaction so you always know where your money goes — without lifting a finger.
Get clear, actionable reports on your spending patterns — weekly, monthly, or on demand — with plain-language summaries.
Plan months ahead with AI-driven cash-flow forecasts tailored to your lifestyle, income rhythm, and financial goals.
What OOO ,MITNAS does
OOO ,MITNAS connects to your accounts and silently processes every transaction in the background. Groceries, subscriptions, dining, utilities — each one categorized automatically with 97% accuracy.
You get a running picture of your finances without any manual data entry. At the end of each week, a plain-language digest lands in your inbox.
Zero manual entryAsk OOO ,MITNAS anything, any time: "Can I afford to take a vacation next month?" or "What would happen to my savings if I switched jobs?" The AI answers based on your actual numbers — not generic advice.
Unlike a human advisor, OOO ,MITNAS has no minimum balance requirement and no hourly fee. Available 24/7, instantly.
24/7 availabilityTell OOO ,MITNAS your goals — build an emergency fund, pay off a loan, save for a home — and it creates a personalized plan with weekly milestones.
It monitors your progress automatically and sends gentle nudges when you're drifting off course. Every goal has a realistic timeline based on your income and spending habits.
Personalized milestonesOOO ,MITNAS learns your normal spending baseline and flags anything unusual: a duplicate charge, an unexpected subscription increase, or a month where food costs spiked by 40%.
You catch problems before they become expensive — the assistant surfaces issues you'd never notice manually.
Anomaly detectionProcess
Securely link your bank accounts and cards in minutes. OOO ,MITNAS uses read-only access — we can analyze your data but never move money. Your credentials are never stored.
Our model analyzes your transaction history, identifies spending categories, and builds your personal financial profile. The more history it sees, the sharper the insights become.
Ask OOO ,MITNAS anything — from "can I afford a vacation?" to "where should I cut back?" — and get honest, data-backed answers tailored to your actual numbers.
Set savings targets, debt payoff plans, or investment milestones. OOO ,MITNAS tracks progress and sends weekly updates so every month is better than the last.
Who it's for
Marina's income fluctuates month to month. OOO ,MITNAS analyzes her earning patterns and automatically adjusts her monthly savings recommendation — so she still builds her emergency fund even during slow months.
With two salaries and a toddler, every month felt like a guessing game. OOO ,MITNAS showed them they were spending ₽12,000/month on food delivery without realizing it — and built a family budget plan in 10 minutes.
Nikolai wanted to understand exactly how much he needed to save before retiring at 65. OOO ,MITNAS ran the numbers against his pension projections, current savings, and expected expenses — and gave him a concrete monthly target.
Philosophy
"The best financial advisor is one that knows your numbers better than you do — and never sleeps."
For too long, sophisticated financial guidance was reserved for the wealthy. Human advisors charge high fees, require minimum assets, and operate on banker's hours. OOO ,MITNAS changes that.
We believe every person deserves an intelligent, honest financial partner — regardless of income level. OOO ,MITNAS brings institutional-grade intelligence to everyday people, without the gatekeeping.
Why choose OOO ,MITNAS
What users say
"I've tried three budgeting apps before OOO ,MITNAS. None of them could actually answer my questions — they just showed me charts. OOO ,MITNAS feels like it understands my situation."
"The anomaly detection alone is worth it. Caught a duplicate charge from a streaming service that I'd been paying twice for eight months. Saved me over ₽4,000 immediately."
"As someone running a small business, I never had time to properly track personal vs. business spending. OOO ,MITNAS separated everything automatically and showed me I was subsidizing the business from my own pocket."
Trust & security
All data in transit and at rest is encrypted with AES-256. Your financial data is never stored in plain text on our servers.
OOO ,MITNAS can only read your transactions. We have no ability to initiate transfers, payments, or any account changes.
All personal data is stored on servers located in Russia, fully compliant with Federal Law No. 152-FZ on Personal Data.
You can request full deletion of your data at any time. We remove everything — account data, transactions, AI model history — within 72 hours.
Questions
Yes. OOO ,MITNAS uses read-only bank connections — we can see your transaction history but cannot initiate any transfers or payments. Your login credentials are never stored on our servers. All data is encrypted in transit and at rest using AES-256 encryption.
OOO ,MITNAS integrates with all major Russian banks including Sberbank, Tinkoff, Alfa-Bank, VTB, and Raiffeisenbank, as well as dozens of regional banks. If your bank isn't directly supported, you can import statements manually in CSV or OFX format.
Traditional budgeting apps show you charts and require you to interpret the data yourself. OOO ,MITNAS actively analyzes your situation and gives you specific, personalized recommendations in plain language. You can ask follow-up questions, explore scenarios ("what if I got a 20% raise?"), and get answers based on your real numbers — not generic financial advice.
Absolutely. OOO ,MITNAS is specifically designed to help people with variable income — freelancers, self-employed individuals, and commission-based workers. The AI models your income patterns over time and adjusts savings and spending recommendations dynamically so you're always working with realistic numbers rather than a fixed monthly budget.
Simply write to us at yona@santim.space and we'll set up your account within one business day. Onboarding takes about 3 minutes — connect your bank, set one goal, and OOO ,MITNAS will have your first set of insights ready immediately.
Reach out and we'll get you set up within one business day. No onboarding fees, no long-term commitments.